Invoice. Share. Get Paid.
payivi is the simplest way to bill your customers and collect payments online. No clutter, no accounting jargon — just a clean invoice and a payment link you can share anywhere.
- Free to start
- No card required
- Payouts via your bank
Invoice
INV-2026-0042
Billed to
Adaeze Okafor
adaeze@brightfoods.ng
Customer paid via payivi
Settled ₦178,200 to GTBank •••• 4421
Everything you need. Nothing you don't.
payivi is a payment collection tool, not a heavyweight accounting suite. We focus on the boring-but-vital parts: getting paid on time.
Clean, branded invoices
Build a professional invoice in under two minutes — line items, totals, due date, done.
One link, anywhere
Share a payment link on WhatsApp, Instagram or email. Customers pay without signing up.
Secure payments
Money settles straight to your bank account. No middlemen holding your cash.
Built mobile-first
Whether you're on a phone in Lagos traffic or a laptop at your desk, payivi works.
Fast where it matters
Create, send and follow up on invoices without wading through accounting menus.
Know when you're paid
Real-time status. Paid invoices turn green the moment your customer completes payment.
From quote to paid in three steps
Built for the way real small businesses actually work.
- 1
Create your invoice
Pick a customer, add your line items, and payivi handles the totals for you.
- 2
Share the payment link
Send the invoice via WhatsApp, email or SMS. Your customer pays without an account.
- 3
Get paid into your bank
We settle the money directly to your account on the next working day (T+1). We just take a small platform fee.
Simple pricing. No surprises.
Start free and only pay when you successfully collect money. Pro is on the way — join the waitlist to be first in line.
Free plan
Perfect for getting started.
Only pay when you get paid
Payivi takes 2% + ₦150 per successful collection, capped at ₦2,500. No upfront cost. No fee on unpaid invoices.
Includes
- Unlimited invoices
- Custom invoice branding
- Shareable payment links
- Customer management
- Invoice tracking
- Direct bank settlement
Best for
- Freelancers
- Side hustles
- New businesses
Pro plan
Coming SoonBuilt for growing businesses.
Remove collection fees with Pro
When Pro launches, your Payivi collection fee drops to zero. Predictable monthly cost. Keep more of every naira you bill.
Includes
- Everything in Free
- Recurring invoices
- Automated payment reminders
- Advanced reporting
- Customer insights
- Priority support
Best for
- Agencies
- Consultants
- Service businesses
- Anyone collecting regularly
Standard payment processing fees may still apply. See the FAQ below for the full breakdown.
Pricing questions, answered
Transparent fees, clearly explained. Nothing buried in the small print.
How much does Payivi charge on the Free plan?
Payivi takes 2% + ₦150 on every successful payment, capped at ₦2,500. There's no monthly bill — if a customer doesn't pay, you don't pay anything either.
| Invoice total | Payivi fee | You receive |
|---|---|---|
| ₦10,000 | ₦350 | ₦9,650 |
| ₦50,000 | ₦1,150 | ₦48,850 |
| ₦250,000 | ₦2,500 | ₦247,500 |
When does Pro launch?
Pro is in active development and not yet for sale. Join the waitlist on the Pro card above and we'll email you the moment it's live — and only then. Waitlist members get first access and an introductory price.
Are there any other fees?
Standard payment processing fees may still apply and they are separate from Payivi's — they apply on both plans. Payivi settles money directly to your bank account, and we absorb the gateway cut on your behalf so the deduction you see on each payout stays predictable — no surprise channel-dependent extras.
When will the money reach my bank?
Payments settle to your bank account the next working day (T+1). So a payment that lands today reaches your account the following business day — weekends and public holidays don't count. You'll see every invoice marked paid instantly; the cash just follows on the next working day.
Is the Free plan really free?
Yes. The Free plan is a fully usable product — unlimited invoices, unlimited customers, unlimited payment links. The only money Payivi makes from Free accounts is the small per-payment fee described above, and only when a customer actually pays you.
What can I do on Free right now?
Everything you need to run an invoicing operation: send unlimited invoices, share payment links anywhere, manage customers, and track who has and hasn't paid. Free is the full product — Pro will simply remove the per-collection fee and add growth-stage extras when it ships.
Ready to get paid faster?
Set up your business profile and send your first invoice today. It's free to start.